KIA Leasing for Individuals in Tashkent: 2026 Terms
10/12/2026KIA Leasing for Individuals in Tashkent: Terms, Down Payment and Payments
Many people still think leasing is meant only for companies. It is not. At BNK Finance Leasing, a private person can lease a new KIA with a passport, a down payment from 30% and a payment schedule known in advance. Below are the terms and real figures from our calculator.
Who can lease a KIA
Individuals, sole proprietors and companies. Leasing is available to residents of Tashkent and the Tashkent region.
KIA leasing terms for individuals
- ✔️Down payment from 30% to 50% of the car's price.
- ✔️Term from 12 to 48 months.
- ✔️A one-time 2% fee, paid together with the down payment.
- ✔️The rate is fixed in the contract and does not change during the whole term.
- ✔️The payment already includes CASCO insurance, GPS installation, registration and the license plate.
- ✔️Decision on your request within 1 business day.
How much you pay per month: examples
Calculation with a 30% down payment and a 36-month term, base trims.
| Model | Price, UZS | Prepayment, UZS | Monthly payment, UZS |
|---|---|---|---|
| KIA Sonet Classic | 199,900,000 | 63,968,000 | 5,215,782 |
| KIA K3 Classic | 219,900,000 | 70,368,000 | 6,646,699 |
| KIA K5 Comfort | 379,900,000 | 121,568,000 | 9,327,869 |
| KIA Sportage Luxe | 454,900,000 | 145,568,000 | 11,928,416 |
The prepayment is the down payment plus the 2% fee. You can calculate your own option in half a minute in the calculator: change the model, down payment and term, and the payment is recalculated instantly.
When the rate is 0%
For many models there is no interest overpayment on short terms:
- ✔️KIA Sonet: 30% down payment, 12 or 18 months.
- ✔️KIA K5: 30% down payment, 12 or 18 months.
- ✔️KIA Sportage: 30% down payment, 12 months.
The larger the down payment, the longer the interest-free term. For example, the Sonet with a 40% down payment is at 0% for up to 24 months, and the K5 with a 50% down payment for up to 36 months.
How the process works
- 1.Submit a request on the website or call us. A manager will contact you within 15 minutes during business hours.
- 2.Hand over your documents. A decision is made within 1 business day.
- 3.Sign the contract and make the prepayment.
- 4.Pick up your car the same day.
We described which documents to prepare in detail in a separate article.
Whose name the car is registered under
During the lease the car is registered to the leasing company, while you use it. After the final payment the car is transferred into your ownership.
Frequently asked questions
Can I close the lease early?
Yes, at any point during the contract. The early payoff terms are set out in the contract, and the manager will tell you the exact amount for the date you need.
Are there any hidden payments?
No. You see all amounts and the payment schedule in the contract before signing.
How is leasing different from an auto loan?
The main difference is whose name the car is registered under during the payments, and what the payment consists of. A detailed comparison is here.
Submit a request
Choose a model, estimate the payment in the calculator and submit a request. A manager will call you back within 15 minutes during business hours (Mon–Fri, 9:00–18:00) and calculate the payment for your trim.